Ogilvie, MN
Ogilvie wildfire risk explained
Ogilvie's 303 buildings earn a 63rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ogilvie at the 63rd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 70.6% of Ogilvie's 303 buildings in the Indirect exposure zone, versus 28.7% Direct and 0.7% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Ogilvie against the rest of the country
Ogilvie's 88th-percentile standing inside Minnesota outpaces its 63rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Ogilvie ranks 11,629 for wildfire risk (1 is highest) and 21,539 by building count (1 is largest). Within Minnesota alone, it ranks 107 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 63rd percentile nationally, Ogilvie carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Ogilvie's 70.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Ogilvie's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Ogilvie, see the exposure-zones guide.