Ogden, UT
How exposed is Ogden to wildfire?
Ogden's 29,543 buildings earn a 92nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ogden's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
Where Ogden's buildings actually sit
53.5% of Ogden's 29,543 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 3.8% Direct and 42.7% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 29,543 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Ogden ranks
Inside Utah, Ogden sits at just the 65th percentile even though it scores 92nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Ogden ranks 2,437 for wildfire risk (1 is highest) and 393 by building count (1 is largest). Within Utah alone, it ranks 114 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
Ogden's 92nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Ogden
Because 53.5% of Ogden's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Ogden's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Ogden, see the exposure-zones guide.