Ogden, IL
How exposed is Ogden to wildfire?
Ogden sits at the 0th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 487 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ogden's burn probability — fire likelihood with no building count factored in — sits at the 0th percentile nationally.
Ogden's building exposure, zone by zone
Most of Ogden's buildings (97.7% of 487) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Ogden ranks
Ogden scores 0th nationally and 2nd within Illinois — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Ogden ranks 31,451 for wildfire risk (1 is highest) and 17,584 by building count (1 is largest). Within Illinois alone, it ranks 1,411 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Ogden and the insurance market
Ogden's low wildfire rating (0th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Ogden
Ogden's 97.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Ogden's 0th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Ogden, see the exposure-zones guide.