Ogden, IA
How exposed is Ogden to wildfire?
USFS's Wildfire Risk to Communities model puts Ogden at the 16th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,310 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ogden at the 13th percentile, close to its 16th-percentile risk score.
What "at risk" means for the buildings here
Most of Ogden's buildings (84.3% of 1,310) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Ogden against the rest of the country
There's little gap between Ogden's 16th national percentile and its 26th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Ogden ranks 26,502 for wildfire risk (1 is highest) and 10,020 by building count (1 is largest). Within Iowa alone, it ranks 752 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Ogden and the insurance market
Ogden's low wildfire rating (16th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 84.3% of buildings rated Minimal exposure, Ogden gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Ogden's 16th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Ogden, see the exposure-zones guide.