O'Donnell, TX
O'Donnell wildfire risk explained
Out of every US place USFS scores, O'Donnell lands at the 29th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 590 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks O'Donnell at the 25th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of O'Donnell's buildings (84.6% of 590) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where O'Donnell ranks
O'Donnell's 29th national percentile looks worse in isolation than its 2nd ranking inside Texas does — this place is on the milder end for its own state, by 27 points. Among the 31,521 US communities USFS scores, O'Donnell ranks 22,453 for wildfire risk (1 is highest) and 15,969 by building count (1 is largest). Within Texas alone, it ranks 1,758 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in O'Donnell
At the 29th national percentile, O'Donnell rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 84.6% of buildings rated Minimal exposure, O'Donnell gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where O'Donnell's figures come from
The methodology guide shows exactly how USFS turned 590 counted buildings into the percentiles shown above for O'Donnell. The exposure-zones guide covers what O'Donnell's dominant minimal exposure actually means, with real examples from across the dataset.