Odon, IN
How exposed is Odon to wildfire?
Odon's 958 buildings earn a 9th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Odon at the 9th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Odon's buildings actually sit
67.5% of Odon's 958 buildings sit in USFS's Minimal exposure zone, with only 32.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Odon ranks
Odon's 53rd-percentile standing inside Indiana outpaces its 9th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Odon ranks 28,705 for wildfire risk (1 is highest) and 12,242 by building count (1 is largest). Within Indiana alone, it ranks 457 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Odon
Odon's low wildfire rating (9th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 67.5% of Odon outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Odon's figures come from
Every one of the two percentiles behind Odon's 28,705-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Odon's dominant minimal exposure actually means, with real examples from across the dataset.