Odin, MN
Odin, MN's wildfire risk, in USFS's own numbers
USFS scores Odin at the 20th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 118 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Odin at the 15th percentile, close to its 20th-percentile risk score.
What "at risk" means for the buildings here
81.4% of Odin's 118 buildings sit in USFS's Minimal exposure zone, with only 18.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Odin compares
Odin scores 20th nationally and 23rd within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Odin ranks 25,281 for wildfire risk (1 is highest) and 28,253 by building count (1 is largest). Within Minnesota alone, it ranks 701 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Odin and the insurance market
At the 20th national percentile, Odin rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Odin
Odin's 81.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 118 counted buildings into the percentiles shown above for Odin. For more on what minimal exposure implies beyond Odin, see the exposure-zones guide.