Odessa, MN
Odessa, MN's wildfire risk, in USFS's own numbers
Odessa's 158 buildings earn a 79th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Odessa's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
Where Odessa's buildings actually sit
57.6% of Odessa's 158 buildings sit in USFS's Direct exposure zone, roughly 91 structures close enough to burnable vegetation for flame contact, not just embers — 42.4% fall in the Indirect, ember-only zone and 0% are Minimal.
Odessa against the rest of the country
Odessa's 97th-percentile standing inside Minnesota outpaces its 79th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Odessa ranks 6,773 for wildfire risk (1 is highest) and 26,534 by building count (1 is largest). Within Minnesota alone, it ranks 27 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Odessa
At the 79th percentile nationally, Odessa carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 57.6% of Odessa in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Odessa's 6,773-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Odessa, see the exposure-zones guide.