Octavia, NE
Octavia wildfire risk explained
Octavia's 113 buildings earn a 78th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Octavia at the 68th percentile, close to its 78th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 82.3% of Octavia's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 17.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Octavia against the rest of the country
There's little gap between Octavia's 78th national percentile and its 82nd percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Octavia ranks 7,059 for wildfire risk (1 is highest) and 28,512 by building count (1 is largest). Within Nebraska alone, it ranks 105 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Octavia and the insurance market
Octavia's high rating (78th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 82.3% of buildings rated Minimal exposure, Octavia gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Octavia's figures come from
Every one of the two percentiles behind Octavia's 7,059-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Octavia's dominant minimal exposure actually means, with real examples from across the dataset.