Oconto Falls, WI
Oconto Falls wildfire risk explained
USFS scores Oconto Falls at the 23rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,661 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Oconto Falls's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
Oconto Falls's building exposure, zone by zone
74.1% of Oconto Falls's 1,661 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 25.9% Direct and 0.1% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Oconto Falls ranks
Within Wisconsin, Oconto Falls ranks higher (43rd percentile) than it does nationally (23rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Oconto Falls ranks 24,192 for wildfire risk (1 is highest) and 8,561 by building count (1 is largest). Within Wisconsin alone, it ranks 460 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Oconto Falls
Oconto Falls's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Oconto Falls's 74.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Oconto Falls's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Oconto Falls, see the exposure-zones guide.