Oconee, IL
How exposed is Oconee to wildfire?
USFS scores Oconee at the 17th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 176 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oconee at the 17th percentile, close to its 17th-percentile risk score.
What "at risk" means for the buildings here
Most of Oconee's buildings (55.7% of 176) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Oconee compares
Within Illinois, Oconee ranks higher (56th percentile) than it does nationally (17th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Oconee ranks 26,305 for wildfire risk (1 is highest) and 25,775 by building count (1 is largest). Within Illinois alone, it ranks 644 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Oconee and the insurance market
Oconee's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Oconee
Even with 55.7% of Oconee outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Oconee's 26,305-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Oconee, see the exposure-zones guide.