Oconee, GA
How exposed is Oconee to wildfire?
USFS scores Oconee at the 65th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 141 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oconee at the 66th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Oconee's 141 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Oconee against the rest of the country
Oconee's 65th national percentile looks worse in isolation than its 40th ranking inside Georgia does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Oconee ranks 11,155 for wildfire risk (1 is highest) and 27,238 by building count (1 is largest). Within Georgia alone, it ranks 402 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Shopping for coverage in Oconee
Oconee's high rating (65th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Oconee (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Oconee's figures come from
Every one of the two percentiles behind Oconee's 11,155-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Oconee's dominant direct exposure actually means, with real examples from across the dataset.