Ocklawaha, FL
Ocklawaha, FL's wildfire risk, in USFS's own numbers
Ocklawaha sits at the 88th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 988 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ocklawaha at the 88th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Ocklawaha's building exposure, zone by zone
Direct exposure dominates in Ocklawaha: 85.7% of its 988 buildings, versus 13.8% Indirect and 0.5% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Ocklawaha ranks
Ocklawaha scores 88th nationally and 76th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Ocklawaha ranks 3,649 for wildfire risk (1 is highest) and 12,022 by building count (1 is largest). Within Florida alone, it ranks 229 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Ocklawaha
Ocklawaha's 88th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Ocklawaha
Because Direct exposure dominates in Ocklawaha (85.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Ocklawaha's 3,649-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Ocklawaha, see the exposure-zones guide.