Ocheyedan, IA
Ocheyedan, IA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Ocheyedan lands at the 35th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 417 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ocheyedan at the 28th national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
Ocheyedan's building exposure, zone by zone
Most of Ocheyedan's buildings (67.2% of 417) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Ocheyedan ranks
Ocheyedan scores 35th nationally and 49th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Ocheyedan ranks 20,541 for wildfire risk (1 is highest) and 18,879 by building count (1 is largest). Within Iowa alone, it ranks 515 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Ocheyedan's moderate rating (35th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 67.2% of Ocheyedan outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Ocheyedan's figures come from
Every one of the two percentiles behind Ocheyedan's 20,541-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Ocheyedan's dominant minimal exposure actually means, with real examples from across the dataset.