Oceanville, NJ
Oceanville, NJ's wildfire risk, in USFS's own numbers
USFS scores Oceanville at the 92nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 383 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Oceanville's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
Oceanville's building exposure, zone by zone
Of Oceanville's 383 counted buildings, 91.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Oceanville compares
There's little gap between Oceanville's 92nd national percentile and its 98th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Oceanville ranks 2,425 for wildfire risk (1 is highest) and 19,566 by building count (1 is largest). Within New Jersey alone, it ranks 19 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Oceanville and the insurance market
Oceanville's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Oceanville
Because Direct exposure dominates in Oceanville (91.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Oceanville's figures come from
Oceanville's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Oceanville's dominant direct exposure actually means, with real examples from across the dataset.