Ocean View, DE
Ocean View wildfire risk explained
Ocean View sits at the 40th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 2,146 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ocean View at the 37th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Ocean View's buildings (72.2% of 2,146) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Ocean View compares
There's little gap between Ocean View's 40th national percentile and its 46th percentile inside Delaware, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Ocean View ranks 18,964 for wildfire risk (1 is highest) and 7,079 by building count (1 is largest). Within Delaware alone, it ranks 43 of 79 places by risk. See the full county-by-county picture for Delaware on its state page.
What this risk score means for insurance
Ocean View's moderate rating (40th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 72.2% of buildings rated Minimal exposure, Ocean View gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Ocean View's 40th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Ocean View, see the exposure-zones guide.