Ocean Grove, MA
How exposed is Ocean Grove to wildfire?
Ocean Grove's 1,571 buildings earn a 12th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ocean Grove at the 10th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Ocean Grove rates 98.2% Minimal exposure against just 1.9% Direct and 0% Indirect — of 1,571 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Ocean Grove against the rest of the country
Ocean Grove's risk sits at a similar level relative to Massachusetts (1st percentile statewide) as it does nationally (12th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ocean Grove ranks 27,887 for wildfire risk (1 is highest) and 8,880 by building count (1 is largest). Within Massachusetts alone, it ranks 245 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
Shopping for coverage in Ocean Grove
Ocean Grove's low rating (12th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 98.2% of buildings rated Minimal exposure, Ocean Grove gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Ocean Grove's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Ocean Grove, see the exposure-zones guide.