Ocean Gate, NJ
Ocean Gate wildfire risk explained
Out of every US place USFS scores, Ocean Gate lands at the 67th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,244 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ocean Gate at the 62nd percentile, close to its 67th-percentile risk score.
Ocean Gate's building exposure, zone by zone
Only 1.8% of Ocean Gate's 1,244 buildings carry Direct exposure and 0% carry Indirect; the remaining 98.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Ocean Gate ranks
Ocean Gate's risk sits at a similar level relative to New Jersey (77th percentile statewide) as it does nationally (67th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ocean Gate ranks 10,282 for wildfire risk (1 is highest) and 10,376 by building count (1 is largest). Within New Jersey alone, it ranks 160 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Ocean Gate
Ocean Gate's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Ocean Gate
Ocean Gate's 98.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Ocean Gate's figures come from
Ocean Gate's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Ocean Gate's dominant minimal exposure actually means, with real examples from across the dataset.