Occoquan, VA
Occoquan wildfire risk explained
Out of every US place USFS scores, Occoquan lands at the 24th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 227 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Occoquan's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
Occoquan's building exposure, zone by zone
227 buildings are counted in Occoquan, and 83.3% of them are Indirect exposure — ember-driven risk rather than the 16.7% in Direct exposure or the 0% rated Minimal.
How Occoquan compares
Occoquan's risk sits at a similar level relative to Virginia (14th percentile statewide) as it does nationally (24th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Occoquan ranks 24,064 for wildfire risk (1 is highest) and 23,899 by building count (1 is largest). Within Virginia alone, it ranks 586 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Occoquan and the insurance market
Occoquan's moderate wildfire rating (24th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Occoquan (83.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Occoquan's 24th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Occoquan, see the exposure-zones guide.