Obetz, OH
How exposed is Obetz to wildfire?
Obetz sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 2,875 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Obetz at the 14th percentile, close to its 11th-percentile risk score.
What "at risk" means for the buildings here
86.6% of Obetz's 2,875 buildings sit in USFS's Minimal exposure zone, with only 13.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Obetz compares
Compare Obetz's two percentiles: 33rd within Ohio, only 11th nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Obetz ranks 28,155 for wildfire risk (1 is highest) and 5,623 by building count (1 is largest). Within Ohio alone, it ranks 845 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Obetz and the insurance market
Obetz's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Obetz's 86.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Obetz's 28,155-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Obetz, see the exposure-zones guide.