Oberon, ND
Oberon, ND's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Oberon lands at the 65th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 128 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oberon at the 65th percentile, close to its 65th-percentile risk score.
Oberon's building exposure, zone by zone
50% of Oberon's 128 buildings sit in USFS's Direct exposure zone, roughly 64 structures close enough to burnable vegetation for flame contact, not just embers — 50% fall in the Indirect, ember-only zone and 0% are Minimal.
Oberon against the rest of the country
Compare Oberon's two percentiles: 82nd within North Dakota, only 65th nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Oberon ranks 10,975 for wildfire risk (1 is highest) and 27,811 by building count (1 is largest). Within North Dakota alone, it ranks 72 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Shopping for coverage in Oberon
Oberon's 65th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Oberon's 50% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Oberon's figures come from
Every one of the two percentiles behind Oberon's 10,975-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Oberon's dominant direct exposure actually means, with real examples from across the dataset.