Oberlin, PA
Oberlin wildfire risk explained
Out of every US place USFS scores, Oberlin lands at the 25th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 313 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oberlin at the 27th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Oberlin's building exposure, zone by zone
95.9% of Oberlin's 313 buildings sit in USFS's Minimal exposure zone, with only 4.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Oberlin compares
Oberlin scores 25th nationally and 30th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Oberlin ranks 23,557 for wildfire risk (1 is highest) and 21,297 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,402 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Oberlin
At the 25th national percentile, Oberlin rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 95.9% of buildings rated Minimal exposure, Oberlin gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Oberlin's figures come from
The methodology guide shows exactly how USFS turned 313 counted buildings into the percentiles shown above for Oberlin. The exposure-zones guide covers what Oberlin's dominant minimal exposure actually means, with real examples from across the dataset.