Oakwood (Paulding), OH
Oakwood (Paulding), OH's wildfire risk, in USFS's own numbers
USFS scores Oakwood (Paulding) at the 3rd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 406 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oakwood (Paulding) at the 3rd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Oakwood (Paulding) rates 91.6% Minimal exposure against just 8.4% Direct and 0% Indirect — of 406 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Oakwood (Paulding) compares
There's little gap between Oakwood (Paulding)'s 3rd national percentile and its 18th percentile inside Ohio, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Oakwood (Paulding) ranks 30,617 for wildfire risk (1 is highest) and 19,101 by building count (1 is largest). Within Ohio alone, it ranks 1,045 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Oakwood (Paulding)'s low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Oakwood (Paulding)'s 91.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Oakwood (Paulding)'s 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Oakwood (Paulding), see the exposure-zones guide.