Oakwood Park, MO
How exposed is Oakwood Park to wildfire?
Oakwood Park's 99 buildings earn a 57th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oakwood Park at the 61st percentile, close to its 57th-percentile risk score.
Where Oakwood Park's buildings actually sit
Oakwood Park rates 83.8% Minimal exposure against just 16.2% Direct and 0% Indirect — of 99 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Oakwood Park compares
Oakwood Park scores 57th nationally and 47th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Oakwood Park ranks 13,553 for wildfire risk (1 is highest) and 29,091 by building count (1 is largest). Within Missouri alone, it ranks 564 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Oakwood Park's elevated wildfire rating (57th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 83.8% of buildings rated Minimal exposure, Oakwood Park gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 99 counted buildings into the percentiles shown above for Oakwood Park. For more on what minimal exposure implies beyond Oakwood Park, see the exposure-zones guide.