Oakwood, MO
Oakwood wildfire risk explained
Oakwood's 97 buildings earn a 57th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oakwood at the 61st percentile, close to its 57th-percentile risk score.
Where Oakwood's buildings actually sit
Of Oakwood's 97 counted buildings, 79.4% carry Direct exposure and only 20.6% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Oakwood against the rest of the country
There's little gap between Oakwood's 57th national percentile and its 47th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Oakwood ranks 13,618 for wildfire risk (1 is highest) and 29,183 by building count (1 is largest). Within Missouri alone, it ranks 566 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Oakwood and the insurance market
At the 57th national percentile, Oakwood rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 79.4% of Oakwood in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Oakwood's 13,618-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Oakwood, see the exposure-zones guide.