Oakwood Hills, IL
Oakwood Hills wildfire risk explained
Oakwood Hills sits at the 33rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 897 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oakwood Hills at the 34th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 76.4% of Oakwood Hills's 897 buildings in the Indirect exposure zone, versus 23.2% Direct and 0.5% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Oakwood Hills against the rest of the country
Oakwood Hills's 85th-percentile standing inside Illinois outpaces its 33rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Oakwood Hills ranks 21,016 for wildfire risk (1 is highest) and 12,745 by building count (1 is largest). Within Illinois alone, it ranks 224 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Oakwood Hills
At the 33rd national percentile, Oakwood Hills rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 76.4% of Oakwood Hills's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Oakwood Hills's figures come from
Oakwood Hills's 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Oakwood Hills's dominant indirect exposure actually means, with real examples from across the dataset.