Oakwood, GA
Oakwood, GA's wildfire risk, in USFS's own numbers
USFS scores Oakwood at the 57th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,580 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Oakwood's burn probability — fire likelihood with no building count factored in — sits at the 61st percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Oakwood: 50.6% of its 1,580 buildings, versus 30.6% Indirect and 18.7% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Oakwood compares
Oakwood ranks lower within Georgia (14th percentile statewide) than its 57th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Oakwood ranks 13,541 for wildfire risk (1 is highest) and 8,832 by building count (1 is largest). Within Georgia alone, it ranks 576 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
At the 57th national percentile, Oakwood rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Oakwood's 50.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Oakwood's 57th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Oakwood, see the exposure-zones guide.