Oakville, IN
Oakville, IN's wildfire risk, in USFS's own numbers
Oakville's 146 buildings earn a 8th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oakville at the 7th percentile, close to its 8th-percentile risk score.
Where Oakville's buildings actually sit
Oakville rates 53.4% Minimal exposure against just 32.9% Direct and 13.7% Indirect — of 146 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Oakville against the rest of the country
Compare Oakville's two percentiles: 49th within Indiana, only 8th nationally — a gap of 41 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Oakville ranks 28,961 for wildfire risk (1 is highest) and 27,016 by building count (1 is largest). Within Indiana alone, it ranks 491 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Oakville's low rating (8th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Oakville
Even with 53.4% of Oakville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Oakville's 28,961-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Oakville, see the exposure-zones guide.