Oakview, MO
Oakview, MO's wildfire risk, in USFS's own numbers
USFS scores Oakview at the 57th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 208 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Oakview's burn probability — fire likelihood with no building count factored in — sits at the 61st percentile nationally.
What "at risk" means for the buildings here
Only 20.2% of Oakview's 208 buildings carry Direct exposure and 0% carry Indirect; the remaining 79.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Oakview ranks
Oakview scores 57th nationally and 48th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Oakview ranks 13,493 for wildfire risk (1 is highest) and 24,561 by building count (1 is largest). Within Missouri alone, it ranks 553 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Oakview
Oakview's elevated wildfire rating (57th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Oakview
Even with 79.8% of Oakview outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 208 counted buildings into the percentiles shown above for Oakview. For more on what minimal exposure implies beyond Oakview, see the exposure-zones guide.