Oakman, AL
Oakman, AL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Oakman at the 75th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 541 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oakman at the 78th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Oakman's building exposure, zone by zone
Of Oakman's 541 counted buildings, 76.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Oakman against the rest of the country
Oakman's 75th national percentile looks worse in isolation than its 60th ranking inside Alabama does — this place is on the milder end for its own state, by 15 points. Among the 31,521 US communities USFS scores, Oakman ranks 7,772 for wildfire risk (1 is highest) and 16,693 by building count (1 is largest). Within Alabama alone, it ranks 239 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Oakman
Oakman's 75th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Oakman
With 76.7% of Oakman in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Oakman's figures come from
Every one of the two percentiles behind Oakman's 7,772-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Oakman's dominant direct exposure actually means, with real examples from across the dataset.