Oakland (Susquehanna), PA
Oakland (Susquehanna) wildfire risk explained
USFS's Wildfire Risk to Communities model puts Oakland (Susquehanna) at the 22nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 278 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Oakland (Susquehanna)'s burn probability — fire likelihood with no building count factored in — sits at the 21st percentile nationally.
What "at risk" means for the buildings here
Of Oakland (Susquehanna)'s 278 counted buildings, 58.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Oakland (Susquehanna) ranks
Oakland (Susquehanna)'s risk sits at a similar level relative to Pennsylvania (24th percentile statewide) as it does nationally (22nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Oakland (Susquehanna) ranks 24,661 for wildfire risk (1 is highest) and 22,280 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,513 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Oakland (Susquehanna)'s moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 58.3% of Oakland (Susquehanna) in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Oakland (Susquehanna)'s figures come from
The methodology guide shows exactly how USFS turned 278 counted buildings into the percentiles shown above for Oakland (Susquehanna). The exposure-zones guide covers what Oakland (Susquehanna)'s dominant direct exposure actually means, with real examples from across the dataset.