Oakland, SC
Oakland wildfire risk explained
Oakland sits at the 70th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 513 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oakland at the 72nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
50.7% of Oakland's 513 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 49.3% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Oakland against the rest of the country
Oakland scores 70th nationally and 57th within South Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Oakland ranks 9,529 for wildfire risk (1 is highest) and 17,137 by building count (1 is largest). Within South Carolina alone, it ranks 201 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Shopping for coverage in Oakland
At the 70th percentile nationally, Oakland carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 50.7% of Oakland's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 513 counted buildings into the percentiles shown above for Oakland. For more on what indirect exposure implies beyond Oakland, see the exposure-zones guide.