Oakland, MO
How exposed is Oakland to wildfire?
Out of every US place USFS scores, Oakland lands at the 39th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 606 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oakland at the 43rd percentile, close to its 39th-percentile risk score.
Oakland's building exposure, zone by zone
91.1% of Oakland's 606 buildings sit in USFS's Minimal exposure zone, with only 8.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Oakland against the rest of the country
Oakland ranks lower within Missouri (13th percentile statewide) than its 39th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Oakland ranks 19,284 for wildfire risk (1 is highest) and 15,751 by building count (1 is largest). Within Missouri alone, it ranks 920 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Oakland
At the 39th national percentile, Oakland rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Oakland
Oakland's 91.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Oakland's figures come from
Oakland's 39th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Oakland's dominant minimal exposure actually means, with real examples from across the dataset.