Oakland, ME
Oakland, ME's wildfire risk, in USFS's own numbers
USFS scores Oakland at the 6th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,512 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Oakland's burn probability — fire likelihood with no building count factored in — sits at the 7th percentile nationally.
Oakland's building exposure, zone by zone
Of Oakland's 1,512 counted buildings, 59.8% carry Direct exposure and only 0.4% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Oakland against the rest of the country
Oakland scores 6th nationally and 1st within Maine — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Oakland ranks 29,534 for wildfire risk (1 is highest) and 9,112 by building count (1 is largest). Within Maine alone, it ranks 155 of 155 places by risk. See the full county-by-county picture for Maine on its state page.
What this risk score means for insurance
Oakland's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Oakland
Oakland's 59.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,512 counted buildings into the percentiles shown above for Oakland. For more on what direct exposure implies beyond Oakland, see the exposure-zones guide.