Oakland, AR
How exposed is Oakland to wildfire?
USFS scores Oakland at the 81st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 109 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oakland at the 82nd percentile, close to its 81st-percentile risk score.
Oakland's building exposure, zone by zone
109 buildings are counted in Oakland, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Oakland against the rest of the country
There's little gap between Oakland's 81st national percentile and its 84th percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Oakland ranks 5,948 for wildfire risk (1 is highest) and 28,649 by building count (1 is largest). Within Arkansas alone, it ranks 98 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Oakland and the insurance market
Oakland's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 100% of Oakland in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Oakland's figures come from
Every one of the two percentiles behind Oakland's 5,948-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Oakland's dominant direct exposure actually means, with real examples from across the dataset.