Oakhurst, TX
Oakhurst wildfire risk explained
Oakhurst sits at the 74th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 145 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Oakhurst's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
Where Oakhurst's buildings actually sit
Direct exposure dominates in Oakhurst: 93.1% of its 145 buildings, versus 6.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Oakhurst against the rest of the country
Oakhurst's 74th national percentile looks worse in isolation than its 43rd ranking inside Texas does — this place is on the milder end for its own state, by 31 points. Among the 31,521 US communities USFS scores, Oakhurst ranks 8,177 for wildfire risk (1 is highest) and 27,100 by building count (1 is largest). Within Texas alone, it ranks 1,019 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Oakhurst
Oakhurst's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 93.1% of Oakhurst in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Oakhurst's figures come from
Oakhurst's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Oakhurst's dominant direct exposure actually means, with real examples from across the dataset.