Oakhurst, CA
Oakhurst, CA's wildfire risk, in USFS's own numbers
Oakhurst's 4,556 buildings earn a 98th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oakhurst at the 98th percentile, close to its 98th-percentile risk score.
Oakhurst's building exposure, zone by zone
USFS classifies 82.6% of Oakhurst's buildings as Direct exposure, higher than its 17.4% Indirect share and far above its 0% Minimal share — a profile where 3,763 structures sit close enough to vegetation that lot clearing matters most.
How Oakhurst compares
There's little gap between Oakhurst's 98th national percentile and its 85th percentile inside California, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Oakhurst ranks 561 for wildfire risk (1 is highest) and 3,743 by building count (1 is largest). Within California alone, it ranks 242 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Oakhurst
Because Oakhurst is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
Oakhurst's 82.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Oakhurst's 98th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Oakhurst, see the exposure-zones guide.