Oakhaven, AR
How exposed is Oakhaven to wildfire?
USFS scores Oakhaven at the 64th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 41 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oakhaven at the 66th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Oakhaven's buildings actually sit
USFS classifies 97.6% of Oakhaven's buildings as Direct exposure, higher than its 2.4% Indirect share and far above its 0% Minimal share — a profile where 40 structures sit close enough to vegetation that lot clearing matters most.
Oakhaven against the rest of the country
Oakhaven's 64th national percentile looks worse in isolation than its 49th ranking inside Arkansas does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Oakhaven ranks 11,238 for wildfire risk (1 is highest) and 31,132 by building count (1 is largest). Within Arkansas alone, it ranks 316 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Oakhaven's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Oakhaven (97.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Oakhaven's figures come from
Oakhaven's 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Oakhaven's dominant direct exposure actually means, with real examples from across the dataset.