Oakford, IL
Oakford wildfire risk explained
Oakford's 203 buildings earn a 25th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Oakford's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
What "at risk" means for the buildings here
91.1% of Oakford's 203 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 8.9% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Oakford compares
Oakford's 71st-percentile standing inside Illinois outpaces its 25th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Oakford ranks 23,725 for wildfire risk (1 is highest) and 24,723 by building count (1 is largest). Within Illinois alone, it ranks 423 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Oakford's moderate rating (25th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Oakford
Oakford's 91.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Oakford's 23,725-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Oakford, see the exposure-zones guide.