Oakfield, WI
Oakfield wildfire risk explained
USFS scores Oakfield at the 47th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 624 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Oakfield's burn probability — fire likelihood with no building count factored in — sits at the 46th percentile nationally.
What "at risk" means for the buildings here
Only 21% of Oakfield's 624 buildings carry Direct exposure and 35.7% carry Indirect; the remaining 43.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Oakfield ranks
Within Wisconsin, Oakfield ranks higher (97th percentile) than it does nationally (47th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Oakfield ranks 16,848 for wildfire risk (1 is highest) and 15,512 by building count (1 is largest). Within Wisconsin alone, it ranks 27 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Oakfield's elevated rating (47th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Oakfield
With 43.3% of buildings rated Minimal exposure, Oakfield gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Oakfield's 16,848-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Oakfield, see the exposure-zones guide.