Oakfield, NY
How exposed is Oakfield to wildfire?
Oakfield sits at the 3rd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 757 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oakfield at the 3rd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Oakfield's buildings actually sit
Only 22.2% of Oakfield's 757 buildings carry Direct exposure and 0% carry Indirect; the remaining 77.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Oakfield against the rest of the country
Oakfield scores 3rd nationally and 1st within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Oakfield ranks 30,677 for wildfire risk (1 is highest) and 14,045 by building count (1 is largest). Within New York alone, it ranks 1,276 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Oakfield
Oakfield's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Oakfield
Oakfield's 77.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Oakfield's figures come from
Every one of the two percentiles behind Oakfield's 30,677-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Oakfield's dominant minimal exposure actually means, with real examples from across the dataset.