Oakdale, WI
How exposed is Oakdale to wildfire?
USFS scores Oakdale at the 35th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 224 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oakdale at the 35th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Oakdale's building exposure, zone by zone
58.9% of Oakdale's 224 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 41.1% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Oakdale against the rest of the country
Within Wisconsin, Oakdale ranks higher (81st percentile) than it does nationally (35th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Oakdale ranks 20,660 for wildfire risk (1 is highest) and 23,998 by building count (1 is largest). Within Wisconsin alone, it ranks 156 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Oakdale and the insurance market
Oakdale's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Oakdale (58.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Oakdale's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Oakdale, see the exposure-zones guide.