Oakdale, NY
How exposed is Oakdale to wildfire?
Out of every US place USFS scores, Oakdale lands at the 49th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 2,733 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oakdale at the 46th percentile, close to its 49th-percentile risk score.
Where Oakdale's buildings actually sit
Indirect exposure is dominant in Oakdale (47.9% of 2,733 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 22.1% sit in the Direct zone.
Where Oakdale ranks
Oakdale's 93rd-percentile standing inside New York outpaces its 49th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Oakdale ranks 16,009 for wildfire risk (1 is highest) and 5,876 by building count (1 is largest). Within New York alone, it ranks 86 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Oakdale and the insurance market
At the 49th national percentile, Oakdale rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With ember exposure the dominant pattern in Oakdale (47.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Oakdale's figures come from
Oakdale's 49th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Oakdale's dominant indirect exposure actually means, with real examples from across the dataset.