Oakdale, MN
How exposed is Oakdale to wildfire?
Out of every US place USFS scores, Oakdale lands at the 33rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 9,196 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oakdale at the 34th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Oakdale's building exposure, zone by zone
Oakdale rates 74.9% Minimal exposure against just 15.1% Direct and 10.1% Indirect — of 9,196 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 9,196 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Oakdale ranks
There's little gap between Oakdale's 33rd national percentile and its 41st percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Oakdale ranks 21,084 for wildfire risk (1 is highest) and 1,793 by building count (1 is largest). Within Minnesota alone, it ranks 542 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Oakdale
At the 33rd national percentile, Oakdale rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Oakdale
Even with 74.9% of Oakdale outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Oakdale's 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Oakdale, see the exposure-zones guide.