Oakdale, IL
Oakdale wildfire risk explained
Oakdale sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 196 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oakdale at the 11th percentile, close to its 11th-percentile risk score.
Oakdale's building exposure, zone by zone
Indirect exposure is dominant in Oakdale (59.2% of 196 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 39.8% sit in the Direct zone.
How Oakdale compares
Compare Oakdale's two percentiles: 45th within Illinois, only 11th nationally — a gap of 34 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Oakdale ranks 27,978 for wildfire risk (1 is highest) and 24,990 by building count (1 is largest). Within Illinois alone, it ranks 791 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 11th national percentile, Oakdale rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Oakdale's 59.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Oakdale's 27,978-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Oakdale, see the exposure-zones guide.