WildfireRiskFinder

Oakboro, NC

Oakboro, NC's wildfire risk, in USFS's own numbers

Moderate
38thpercentile nationally

Out of every US place USFS scores, Oakboro lands at the 38th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,203 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)

USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oakboro at the 41st percentile, close to its 38th-percentile risk score.

Oakboro's building exposure, zone by zone

1,203Total buildings
67.2%Direct exposure
32.8%Indirect exposure
0%Minimal exposure

USFS classifies 67.2% of Oakboro's buildings as Direct exposure, higher than its 32.8% Indirect share and far above its 0% Minimal share — a profile where 808 structures sit close enough to vegetation that lot clearing matters most.

How Oakboro compares

Oakboro ranks lower within North Carolina (12th percentile statewide) than its 38th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Oakboro ranks 19,543 for wildfire risk (1 is highest) and 10,633 by building count (1 is largest). Within North Carolina alone, it ranks 677 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.

Shopping for coverage in Oakboro

At the 38th national percentile, Oakboro rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.

What would actually reduce this score

Because Direct exposure dominates in Oakboro (67.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.

More on how this number was built

Oakboro's 38th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Oakboro, see the exposure-zones guide.