Oak Springs, AZ
Oak Springs, AZ's wildfire risk, in USFS's own numbers
Oak Springs's 39 buildings earn a 78th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oak Springs at the 69th percentile, close to its 78th-percentile risk score.
Oak Springs's building exposure, zone by zone
100% of Oak Springs's 39 buildings sit in USFS's Direct exposure zone, roughly 39 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
How Oak Springs compares
Inside Arizona, Oak Springs sits at just the 39th percentile even though it scores 78th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Oak Springs ranks 7,046 for wildfire risk (1 is highest) and 31,187 by building count (1 is largest). Within Arizona alone, it ranks 269 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Oak Springs and the insurance market
Oak Springs's high rating (78th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Oak Springs's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Oak Springs's figures come from
Oak Springs's 78th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Oak Springs's dominant direct exposure actually means, with real examples from across the dataset.