Oak Ridge, MO
Oak Ridge, MO's wildfire risk, in USFS's own numbers
USFS scores Oak Ridge at the 40th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 208 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oak Ridge at the 42nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Oak Ridge's building exposure, zone by zone
52.4% of Oak Ridge's 208 buildings sit in USFS's Direct exposure zone, roughly 109 structures close enough to burnable vegetation for flame contact, not just embers — 47.6% fall in the Indirect, ember-only zone and 0% are Minimal.
How Oak Ridge compares
Inside Missouri, Oak Ridge sits at just the 14th percentile even though it scores 40th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Oak Ridge ranks 19,005 for wildfire risk (1 is highest) and 24,560 by building count (1 is largest). Within Missouri alone, it ranks 909 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Oak Ridge
Oak Ridge's moderate wildfire rating (40th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Oak Ridge
With 52.4% of Oak Ridge in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Oak Ridge's 40th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Oak Ridge, see the exposure-zones guide.