Oak Park, IL
Oak Park wildfire risk explained
USFS scores Oak Park at the 39th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 19,478 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Oak Park's burn probability — fire likelihood with no building count factored in — sits at the 42nd percentile nationally.
Where Oak Park's buildings actually sit
Most of Oak Park's buildings (99.9% of 19,478) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 19,478 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Oak Park compares
Compare Oak Park's two percentiles: 91st within Illinois, only 39th nationally — a gap of 52 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Oak Park ranks 19,217 for wildfire risk (1 is highest) and 731 by building count (1 is largest). Within Illinois alone, it ranks 125 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Oak Park
Oak Park's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Oak Park
Oak Park's 99.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 19,478 counted buildings into the percentiles shown above for Oak Park. For more on what minimal exposure implies beyond Oak Park, see the exposure-zones guide.