Oak Park Heights, MN
How exposed is Oak Park Heights to wildfire?
Out of every US place USFS scores, Oak Park Heights lands at the 33rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,403 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oak Park Heights at the 34th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Oak Park Heights's buildings (86.7% of 1,403) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Oak Park Heights against the rest of the country
Oak Park Heights's risk sits at a similar level relative to Minnesota (40th percentile statewide) as it does nationally (33rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Oak Park Heights ranks 21,205 for wildfire risk (1 is highest) and 9,612 by building count (1 is largest). Within Minnesota alone, it ranks 549 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Oak Park Heights and the insurance market
Oak Park Heights's moderate wildfire rating (33rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Oak Park Heights
Oak Park Heights's 86.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Oak Park Heights's 21,205-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Oak Park Heights, see the exposure-zones guide.